How to Prevent Budget Problems

  Do you know that people like What do Bill Gates, Warren Buffet and Mark Zuckerberg, to name a few, have two things in common? First, they are not only rich but the super-rich. Second, they live on a budget. As incredulous it may seem, they do budget their expenses – the size of which,…

My Wonderful Encounter with a Charming Kahuna

Kahuna is a Hawaiian word defined in Pukui & Elbert (1986) as “a priest, sorcerer, magician, wizard, minister, an expert in any profession.” More subtly, it is “an important person, the person in charge,” or “a very large wave.” The Kahuna Beach Resort has, figuratively, something of both. It is magical and its and its…

I Spent a Remarkable Weekend 1,500 Meters Up

Sagada at dawn Last weekend I was 1,500 meters above sea level, encircled by imposing mountain crests littered with towering age-old pine trees, eerily shrouded with thick fog where the temperature was crispy-cold 17 degrees centigrade. It was a remarkable experience for a change. All my life has been about the sea, sand, and sun….